There are many  third party sites which offer search engines for properties but most are inaccurate.  Become a VIP buyer and get listings of homes that fit your needs EXACTLY.  You can go to the CONTACT page and fill out the comment section with all your requirements, number of bedrooms, baths, garage? house size? area? two story? ANYTHING your heart desires.


  1. Pre-Approval  (Critical 1st step in knowing your buying power & a valuable tool in helping your offer to be accepted by sellers)
  2. Hire an Agent (Having a trusted Real Estate Team working for you will save you time, money & stress in finding the right property)
  3. Home Search (Make a list of your must-haves.  Select homes that meet your property & budget criteria)
  4. Make Offer/Sign Contract (Once your offer is accepted you and the seller will sign a contract)
  5. Property & Documentation (The home is inspected & appraised to support value.  Your documentation is verified)
  6. Closing & Your Keys!!  (Upon final loan approval, title company schedules your signing appointment to close and your keys are delivered!! )

Buying Process:

Your understanding of the buying process is a direct reflection of our ability to guide you. At Waldorf Realty, we share your interests and work diligently to find you a home that not meets your basic requirements but allows your family to share amazing new experiences. 

The first step is to meet face to face! Coming into our office ensures the start of a great relationship. Our Broker and Agents want to understand your buyer needs and tailor our services to match those requirements. Best of all, our meetings are always free: free of charge, free of stress and free of commitment. You will not be pressured into signing exclusive agency contracts and we will not try and sell you a home you do not want to buy. We pride ourselves on the ability to work effectively and honorably on behalf of our clients. 

Once in office, we’ll start off by asking you a series of questions that encompass your income and home owner histories, family or investment needs, and neighborhood preferences. Once your Buyer Profile is complete, we will provide a free residential mortgage credit report. This report provides a clear understanding of your home buyer qualification by analyzing your debt to credit ratio and provides FICO credit scores from the three major credit bureaus: Equifax, Experian, and Transunion. From this crucial first step, we can move on to mortgage pre-approvals and looking at homes. 

Does Credit Determine Which House I can Afford? 

While credit is an important aspect of obtaining a mortgage, lenders look at a combination of your credit history, your salary, and length of employment. You should have enough income to afford the monthly payments on your home PLUS at least two years of continuous employment. Lenders will also take into consideration potential income generated from rentable units in your new home. 

We provide our clients with a thorough in-office digital presentation of available houses in their estimated budget. You get to see the exterior and interior of houses even before you go on a viewing tour! We specialize in totally remodeled homes or new constructions. What you see on the presentation is exactly what you will get once you actually step foot in a home. 

Because most homes are completely ready for you to move in immediately, it is important that buyers secure a mortgage pre-approval. New houses also mean that your deal will close faster, you don’t have to worry about repairs, or until the “seller” finds another place to live. If you are not sure of how to attain this documentation, we can refer you to several lenders and mortgage brokers so that you can pick one that is to your liking. A large number of our clients take advantage of Federal Housing Administration (FHA) loans which are for first time buyers.

Call 510-932-1066

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